Look for cards with low fees and transparent terms, and don't forget to continue practicing good credit habits.

That old adage, ‘Retire without debt,’ may be going the way of the electric typewriter. Nearly every retirement-age American has debt.

Credit card APR is the annual interest rate on your credit card. But what is a good APR for a credit card and is it possible ...

Americans' household debt is at a new all-time high $18.04 trillion, according to a report released Thursday by the Federal ...

Before you toss your year-end credit card summary, take a closer look for valuable insights into your finances.

Whether you're a student, new to credit or are starting over, there are credit cards designed for your situation.

My daughter bought a home for roughly $350,000 then took out two loans for $20,000. I've heard debt consolidation is a bad thing to do, but this might be her best option as she can't make all of the ...

The Federal Reserve maintained interest rates last month ... or a new funded consumer loan that isn't either a credit card or a share-secured or certificate-secured loan. You also need to be ...

Pro tip: We don't mention a credit card's interest rate, because the APR only applies if you're carrying a balance on your credit card. We recommend applying for a cash back credit card intending ...

Here’s what you need to know about using a balance transfer credit card to lower your debt ... See our top picks based on interest rates, fees, and more. The best cash-out refinance lenders ...

You’ll get a decent flat rate on all your spending, as well as a welcome offer and interest-free window. But there are other card options that feature more lucrative flat rate rewards.

Bankrate Chief Financial Analyst Greg McBride says “more and more households [are] relying on credit to bridge that gap where ...