A bill to limit the interest rate on credit cards has been introduced in Congress. The banking industry says capping rates ...

a lower interest rate could be your ticket. Here are some strategies to reduce your credit card APR. Opening a new credit card with a low-rate or 0% intro APR balance transfer offer could help you ...

Rewards cards with cash-back bonuses and flashy perks are great — if you have good credit. But if you have a less-than-stellar credit score (or even no credit history), a secured credit card can ...

Evan Coleman is an Updates Editor on the Credit Cards and Travel Rewards team ... consider a personal loan with a low interest rate and minimal fees. Use this loan to pay down your balance and ...

Those with better credit scores, for example, tend to get better rates. How do HELOC rates work? HELOCs usually come with variable interest ... utilization low. Paying down credit card debt ...

A no-frills credit card, the USAA® Rate Advantage Visa Platinum® Card does not earn rewards but offers a low starting interest rate instead. The most creditworthy card applicants can qualify for ...

Although not directly linked to student loans, lower Fed rates ultimately influence borrowing costs for everything from college to real estate, credit cards ... ll secure a low interest rate.

However, credit card APR does not include annual fees. In the case of credit cards, APR just stands for the yearly interest ...

Rates do not vary substantially based on your balance or relationship with the bank, so whether you’re looking to earn on high balances or low ones ... loans, credit cards and investments.

A 7% interest savings account is a type of high-yield savings account that promises to earn interest at a rate ... of debit card transactions. Plus, if the offering institution is a credit union ...